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Finchoice Loans

We have been following Finchoice closely the last couple of weeks and would like to tell all our readers more about them as well as the loans they offer.

Finchoice is a great option and they offer three types of loans, which give you a wide variety of options to choose from, depending on your current loan requirements.

The first type of option they have is Kwik advance and this option basically work on the principle that you can borrow anything from R100 up to R2000 and you must repay the loan on your next payday.

The second option is a bit longer and offer flexi loans up to six months, which gives you more time to repay the loan.

The third option they have is personal loans over a 12 or 24 month period and these are generally larger type of loans.

Finchoice is a great option for anyone looking for a loan and they not only have a very informative desktop website, but also a very user friendly mobi website that was recently redone, that provides allot of options for smartphone users and thus enhancing the loan experience even more.

For anyone looking at a loan, be sure to consider Finchoice and we urge you to read more about these loans on their website as well as all the terms and conditions, to make sure that you are familiar with their loan options as well as repayment terms and interest rates they offer.

We will be following them closely in the coming months, so be sure to check back soon for more news related to Finchoice as well as new product offerings.

FNB Loans

We have been a great supporter of FNB loans and with all our accounts currently with them; we are going to be looking at their personal loans in closer detail.

Before we jump in with all the facts around their personal loans offering, we need to look at FNB in closer detail. They are currently one of the leading banks in South Africa and they were awarded the most innovative bank in the world a few years back, which is great achievement in the banking industry.

The loans they offer basically vary from R1 000 up to R150 000 and you can get the loans over a period of 60 months or 5 years. The great thing about them is that you can do additional payments into your accounts, to pay off your personal loan earlier and this great added benefit that they have built into the offering.

Since they offer such a wide variety of financing options, our best advice is that you do visit them online or go into your nearest branch to discuss your financing options and what specific product they would recommend you apply for.

Since their loan term vary as well as the amount, the various options they will have will be only beneficial to your current circumstances.

FNB is one of the best banks in South Africa to get a loan from and for anyone looking at loans, be sure to look at them in greater detail.

They have an informative and experience customer service department that will be able to assist you with any questions related to loans, so if you do want to find out more, be sure to give FNB loans a call to find out how you can apply for a loan with them.

Getbucks Loans

Getbucks loans have become very well-known over the last year and more and more people are looking at them for short term loans. Getbucks have joined the market a while back and has made many strides online, purely due to the fact that they provide loans online up to R4000.

They have a very user friendly website that offers a variety of resources regarding their loans that will answers most of your questions and you can also contact them to find out more.

There contact details are as follows:

For Customer Service:
Tel: 087 808 0120 | info@getbucks.com | Fax: 086 599 4700.

Many of the current users, who has already signed up with Getbucks and got the account login, can also now go online 24/7 and login into their account to see their balance and what is due for payment.

This amazing login feature that they have built in provides ease of mind for registered users and the transparency makes them one of the best loan providers in South Africa today.

Their website also provides information like their maximum repayment date, which is 45 days and the maximum loan amount that you can borrow.

Fo anyone looking for a loan online, be sure to look at Getbucks loans, since they offer great service and you can contact them anytime with any questions related to your account of payment information.

We will be following them closely in the coming weeks, so be sure to come back to read all about their latest offerings and reviews right here on our website.

Direct Axis Loans

The latest company that we are going to be reviewing in terms of products is Direct Axis Loans.

They offer loans up to R150 000 and then repayment term vary between 2 to 6 years. Direct Axis have been around for a good couple for years and everybody seem to know of them, but we seem to get the idea that people do require reviews about them and that’s where we come in.

Direct Axis Loans is truly a great company offering an excellent product and many people have received for loans from them and are gladly paying them back monthly.

The personal loan amounts vary from R4000 up to R150 000 and you can choose what amount you feel a comfortable with combined with what you will qualify for. Once you qualify and everything is approved, they will transfer the money in to your bank account and you can use as you require.

Direct Axis do not only offer a great product, but also have a great website that is easy to navigate through and the application process doesn’t take too long. For anyone looking for a large personal loan, we would recommend that you look at them as your loan company.

They also offer a very user friendly website with loans of information and articles related to their products and services and we recommend anyone looking for more information related to the company to visit them online.

Generally speaking there are more and more companies that seem to offer smaller loans, but only a handful of reputable companies out there still offer great service and product offering and they truly fit the bill perfectly.

We will be following them very closely in the coming weeks, so be sure to check back to view all the latest reviews and news.

Debt Review

Today we are going to be looking at debt review in closer detail, since we have been receiving allot of enquiries related to this service.

As we always strive to provide you with the best objective review, we will give you a quick outline of this service and why we believe this is the best option for people currently in debt.

These days, more and more people seem to be falling behind on their monthly payments and this is causing a huge backlog of payments, which ultimately result in debt piling up and causing the consumer to seek for help either via debt review or through a debt consolidation loan.

Debt Review is basically the process whereby you can apply for this through registered NCR debt counsellors. Now there are various companies that offer this service and we will be reviewing all these companies in the coming months, so be sure to check back soon.

When you do apply for debt review, they will assist you to sign all the various forms and they will then let all your creditors know that you are now under debt review and that they will consult with them regarding future payments. There are various debt review companies out there and we will be featuring only the best ones on this website in the coming months.

There are a few fees involved, like the debt counsellor’s fee as well as a few others, but there payments in the long run will only help you save money and become debt free.

There are also various benefits to debt review and the process is quite a lengthy one, but the outcome can be a lifesaver financially, so be sure to look at debt review as your solution to get out of debt.

Debt Consolidation

There are quite a few companies in South Africa that offer debt consolidation and we are going to be reviewing at all of the top companies in the coming months.

Debt consolidation is basically the process whereby you apply for a debt consolation loan in order to repay all your debts in one go and then only have 1 single instalment to pay to the financial institution that offered you the consolidation loan.

This concept is a relatively new one and the idea of having one loan to settle all your outstanding debts and only payment this one instalment, makes complete sense.

There are obviously a few things that you do need to look at in closer details, such as interest rate that you will receive from the loan company as well as the review of tier service offering and loan options.

There are quite a few companies offering this service and we encourage you to do your research to make sure that the company you decide to go with is a reputable one that has been around for a good couple of years and offer great service to their customers.

We will be looking at few debt consolation companies in the coming weeks, so be sure to check back soon for all the latest reviews and news on these consolidation companies.

If you would like a bit more information on other debt options, be sure to read through the articles listed below to determine what debt solution with best suit your current needs and contact us with any additional requests related to debt reviews that you want to read.

Cash Crusaders Loans

We recently started to look at Cash Crusaders in closer detail in terms of the loans they offer and we must say they offer a very innovative way of providing loans for people.

Their Buy Back loan option is very efficient way for anyone who is looking for a loan, to get one quickly through the items they currently own themselves.

They way Cash Crusaders work is that you can provide items that you want to take your loans against and then have the option of buying them back after a thirty day period.

They have a very informative page on their website that provides more information about these types of loans and if you want to learn more about this option, feel free to visit their website online.

More and more people are looking for loans and with this type of option, people can get a loan and know this is against something they already own and if they aren’t able to repay the loan, Cash Crusaders will then own the items after 30 days.

A very important step is to agree on the amount for the items with a Cash Crusaders representative. This is important and both parties must agree on this and be sure to do your homework to find out beforehand what value can possibly be placed on the items.

We would like to urge anyone who is looking for a loan and can’t apply online with your standard financial institutions, to look at this option as another way of getting some cash through items you already own.

Business loans for Women

Today we decided to write this article due to numerous requests from our female readers for more information on where to apply for a business loan for women.

We have been doing allot of research in the loan field specifically aimed at women and we have to say that that we could only find on reliable provider in South Africa, that focussed on women specifically.

The company we are talking about is ABSA and they offer business loans for entrepreneurial women and their fund is called the Absa Women Empowerment Fund.

This is very important step in realising that women play an important role in the business world today and in South Africa, more and more women and starting their own businesses that not only provide income for themselves, but also create real jobs for other people in our country.

They do have a list of requirements that you must adhere to, but read through them in detail to make that you do qualify to be assisted. If you do have any additional questions, you can contact them via their Support Centre on 0860 040 302.

You can also find the application form online and you can download and complete and hand in at your local ABSA branch for evaluation.

This is a very important stepping stone in the process of loans for women, because this fund generally assists women whose loan application has been turned down and providing them with an additional backup to be able to fund their entity in South Africa. We have to salute ABSA in this regard, for standing up for women and assisting them to grow our economy.

How to apply on Wonga.com?

The application process for a loan on Wonga.com is a very easy and simple process and for anyone looking for loan, be sure to visit them for your loan.

The first step is to go to their website.

The second step is to complete all the required details on the online application form.

The third step is once you are approved, you can simply wait for the funds to be transferred.

This is just a quick update on the loan process for Wonga and be sure to visit their website for more information. Well there seem to be no stopping Wonga.

With allot more ads, Radio and TV, being seen from Wonga, they continue to grow monthly. With more and more people looking at Wonga to assist them with a short term loan, there is only one way for Wonga and that is upward growth in South Africa.

With over 1 million loans in South Africa since 2012, you can surely see that they are growing. In terms of an instant cash loan, there is surely only one option and that is Wonga, so if you do need a loan be sure to look at them.

They also offer a short video on the site on “How to Wonga”, so be sure to visit their website for lots of news and interesting stuff regarding loans.

We will be following them closely and with allot of things happening in the background, we are very excited about the various products they offer and we will be the first to let you know about new loan offerings from them as soon as they become available.

Advice on Wonga Loans

With an estimated R1 trillion being owed by South Africans due to home loans, car financing etc., people are still feeling the credit crunch today and are struggling to repay the debts.

Our best advice for anyone looking at any loan is to make sure that you will be able to repay the loan. Wonga offers a great product, but people can easily go overboard and borrow money that they do not necessarily have and then struggle to repay on the due date.

If you are able to repay your loan on the repayment date and have budgeted for this additional payment, then by all means apply with Wonga for that loan. Wonga is itself provides information on responsible lending and for this reason we salute them, not only to provide loans, but also to make sure that people do not go into debt after receiving their loan.

Wonga continues to impress us with their innovative service and purely due to that fact, we will continue to keep you updated on any developments regarding Wonga Loans.

Allot of people often are in need of cash today, since you never know what might come your way and what you might need instantly. With this question in mind, we have provided the solution for you to get that loan today.

There are quite a few loan companies out there, but only one in our opinion are well known and offers the best option for you to get cash today. We are speaking about Wonga and this is the only company you need to look at for your cash loan.

They provide you with instant cash up to R2500 and you can have the cash in your account today. With Wonga, you do need to submit any documents and only need to provide them with your personal details; bank details etc. and you are good to go.