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Udu Loans – Up to R150 000

Today we are going to be looking at Udu loans in closer details.

Udu loans offers users smart online loans and give users the chance to apply for a loan online of up to R150 000.

Click here to visit their website and apply online.

The maximum term you can select to pay back the loan is 60 months or 5 years and once selected on the sliders, you can see exactly what your monthly repayment will be.

Udu has made it very easy for anyone to apply for a loan and they only need 3 months’ bank statements to complete the application.

Now here you can choose between 3 options for them to receive the statements.

You can email them directly, you can upload them or the bank statements can be fetched directly from your bank account.

This is a new feature and we urge you to read more about this option on their website.

Udu is part of Direct Axis SA and you can rest assured that a big stable company is behind this website and you can feel assured that you are in good hands.

Their website is very user friendly and you can contact them with questions during the process and ask for assistance to complete your loan application.

For anyone looking for a personal loan of R150 000, be sure to look at them in closer detail and simply apply online by visiting their website.

Click here to visit their website and apply online.

Capfin Loans (Pep)

Due a huge number of requests from our loyal readers about Capfin loans, we are going to be doing an overview for them on what they offer and how you are able to apply for a personal loan with them.

Capfin has been making huge strides in the loan market and they have also partnered with Pep in the last couple of years to broaden their market even further and Pep clients are now able to apply for a loan with Capfin via a Pep branch.

When you visit the Capfin website, you are able to view the loan calculations online for a loan up of to R20 000. You simply enter the amount you want to borrow, combined with the term you select from 1, 6 or 12 months and the interest and rates are displayed on the screen for you.

This transparency gives the user the ability to immediately see if they are able to afford the loan and what their repayments monthly will be.

If you want to apply for a loan with them, you need to have a South African ID, 3 months’ bank statements or payslips and then visit the nearest Ackermans store to apply within the store.

They have a very informative website, with loads of pages offering information as well as questions and answers and if you would like to find out more, simply visit their website or give them a call on the customer care line.

Capfin have been doing very well and we believe they will continue to do so in the years ahead and if you are looking for a personal loan, be sure to look at them in detail and as always make sure that you are able to afford the loan, before applying.

We always urge our readers to lend responsibly and not to make sure that you do not fall into debt due to personal loan that you have taken out.

Until next time and be sure to check back soon for more reviews and news on personal on loans in South Africa.

Capitec Personal Loans

Today we are going to be exploring Capitec personal Loans in more detail. They are probably one of the fastest growing banks in South Africa in terms of new customers and they have been providing great products to the market and with their lower rates that they charge on various banking services, they have captured a share of the market and have seen their numbers grow over the last couple of years.

Capitec offers personal loans for consumers up to R250 000 and provide them with various terms, up to 84 months or 7 years in short.

The money that they will borrow you will be available in your bank account shortly after approval and on top of that they do offer fixed monthly repayments, which will enable you to budget accordingly monthly.

Another great innovative way of doing business, they offer their clients the option to consolidate all their existing loans for easier monthly payments. If you are interested in this option, we suggest that do talk to them directly about this specific feature.

Another great feature from Capitec Bank is that you can also look at credit insurance that include death cover. This is very important to keep in mind because you do not want your family to be pushed into debt due to repayment of your personal loan.

So what do you need to apply for a loan with Capitec?

1. Your identity document (ID)
2. 2. Proof of residence
3. Your latest salary slip from your employer
4. Your bank statements for the last 3 months.

We can truly recommend Capitec to anyone looking for a loan in South Africa and be sure to be on the lookout for more of our news and reviews in the coming weeks and months.

Standard Bank Personal Loans

When looking at loans in South Africa, you need to look at Standard Bank as one of the leaders in the market in providing loans for people in South Africa.

Standard bank is one of those banks that truly offer very competitive interest rates and on top of that they also offer fixed monthly repayments, which enable you to budget accordingly within your budget monthly.

Another great feature of their offering is that the funds that you are qualified for to borrow in terms of credit profile etc. are deposited directly into your account and if you do decide to pay-off and terminate the loan at a later stage, there are no penalty fees involved.

Ac stated on tier loan calculator on their website, you can borrow between R3000 – R300 000 and work out by using the calculator exactly how much your repayment amount will be, based on the term and interest rate specified.

There are various ways for you to apply with Standard bank and you visit your nearest branch, give them a call on their customer care number or simply apply online.

They have truly become of the leading banks in South Africa in terms of personal loans and we can highly recommend them to anyone who wishes to apply for a loan in South Africa.

Standard bank have various branches country wide in South Africa and they continue to grow not only countrywide, but also within Africa and we are sure they will be providing many great loan offerings in the future. Be sure to find out more about Standard Bank Personal Loans, the next time you need financial assistance.

Nedbank Personal loans

Due to huge number of requests we are going to be looking at Nedbank personal loans in closer detail. They offer personal loans to consumers from between R1000 – R200 000 and their repayment terms also vary from between 12-60 months.

The monthly payments are also debited directly from your bank account and they provide customised interest rates.
We must state that we have been following Nedbank very closely over the last couple of years and they have been making amazing strides in the banking sector of the last couple of years.

The criteria that stipulate are that you must be either permanent employed or under contract and that they do not offer loans to self-employed individuals.

You must also earn more than R2000 and have a valid barcoded identity document. They also have a few other requirements and you can find these on their website.

You can either contact them on the national customer care number to find out more, or simply visit their website to apply online by providing them with all the relevant details they require.

Nedbank personal loans are also available from all the branches nationwide, so can always just go to your nearest Nedbank branch and speak to a consultant there about your requirements and they will assist accordingly.

We will be bringing you all the latest news and reviews from Nedbank in the coming months, so be sure to check back regularly for all the latest articles.

Direct Axis Personal Loans

Due to a huge number of requests we are writing this review on Direct Axis Personal Loans today. They have been in the market for a good number of years and people know them as the loan company to go to if you are looking for a loan up to R150 000.

They have got a very user-friendly website, whereby any one can apply for a loan online with relative ease. The feature their applications form right on the homepage, which enables users to simply and quickly apply online for their loan.

There are allot of loan companies in the market that offer small loan up to R3000, but not many venture into the larger loan market, that Direct Axis is currently in.

This said, the fact that they have been offering this service for 20 years, tells us that they offer good structured products and that their service offering is very good.

They also have their national contact number clearly listed on their website that new or current users can contact for assistance at any time.

With the online market growing each year as more and more people get access to the internet, they will continue to grow as they have a very easy to use website that enables clients to apply or contact them very easily.

For anyone looking for a loan of up to R150 000, be sure to look at Direct Axis next time you are looking around at loan companies in South Africa.

SA Loans 24

Welcome to SA Loans 24 and we will be featuring all the latest news related to loans in South Africa. We have been following the loan industry very closely over the last couple of years and created this website to inform users on all the latest developments as well as news from the loan industry.

We have seen allot of changes in lending in South Africa over the last years and we always try and keep up to date, so that you the consumer know exactly what is happening in terms of loans in South Africa.

Be sure to look through our website and please feel free to provide us with feedback related to loans and information you require. We at SA Loans 24 do not offer loans ourselves and only provide information on loans.

Virgin Money

Today we are going to be looking at Virgin Money in closer detail and examining all the various services they offer clients in South Africa. Virgin money is part of the Virgin Group which is owned by Sir Richard Branson and the services they mainly offer in South Africa are Credit cards as well as insurance.

When you decide to sign up for a Credit card with Virgin Money, you can choose between 3 different types of colours. The biggest benefits come in when you start looking into the detail related to the card itself and what fees are involved.

As per their website, they state that there are no annual fees, no monthly fees and no card wiping fees.

Just looking at those featured already tells me that you are in for a great deal and that they are really trying to move away from the general fees structure used by many financial institutions.

Other amazing features includes that they offer free face to face delivery as well as fifty five days interest free. These are really amazing features they offer and you can read more about this on their website.

Another feature they offer is credit card insurance and you can basically insure your card in case it gets lost and all these additional featured is what make Virgin money unique in their service offering in South Africa.

We will continue to follow them closely and keep our loyal subscribers updated on their progress and news related to new products or services that might be launching in South Africa.

Debt Consolidation

There are quite a few companies in South Africa that offer debt consolidation and we are going to be reviewing at all of the top companies in the coming months.

Debt consolidation is basically the process whereby you apply for a debt consolation loan in order to repay all your debts in one go and then only have 1 single instalment to pay to the financial institution that offered you the consolidation loan.

This concept is a relatively new one and the idea of having one loan to settle all your outstanding debts and only payment this one instalment, makes complete sense.

There are obviously a few things that you do need to look at in closer details, such as interest rate that you will receive from the loan company as well as the review of tier service offering and loan options.

There are quite a few companies offering this service and we encourage you to do your research to make sure that the company you decide to go with is a reputable one that has been around for a good couple of years and offer great service to their customers.

We will be looking at few debt consolation companies in the coming weeks, so be sure to check back soon for all the latest reviews and news on these consolidation companies.

If you would like a bit more information on other debt options, be sure to read through the articles listed below to determine what debt solution with best suit your current needs and contact us with any additional requests related to debt reviews that you want to read.

Debt Review

Today we are going to be looking at debt review in closer detail, since we have been receiving allot of enquiries related to this service.

As we always strive to provide you with the best objective review, we will give you a quick outline of this service and why we believe this is the best option for people currently in debt.

These days, more and more people seem to be falling behind on their monthly payments and this is causing a huge backlog of payments, which ultimately result in debt piling up and causing the consumer to seek for help either via debt review or through a debt consolidation loan.

Debt Review is basically the process whereby you can apply for this through registered NCR debt counsellors. Now there are various companies that offer this service and we will be reviewing all these companies in the coming months, so be sure to check back soon.

When you do apply for debt review, they will assist you to sign all the various forms and they will then let all your creditors know that you are now under debt review and that they will consult with them regarding future payments. There are various debt review companies out there and we will be featuring only the best ones on this website in the coming months.

There are a few fees involved, like the debt counsellor’s fee as well as a few others, but there payments in the long run will only help you save money and become debt free.

There are also various benefits to debt review and the process is quite a lengthy one, but the outcome can be a lifesaver financially, so be sure to look at debt review as your solution to get out of debt.