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Finchoice Loans

We have been following Finchoice closely the last couple of weeks and would like to tell all our readers more about them as well as the loans they offer.

Finchoice is a great option and they offer three types of loans, which give you a wide variety of options to choose from, depending on your current loan requirements.

The first type of option they have is Kwik advance and this option basically work on the principle that you can borrow anything from R100 up to R2000 and you must repay the loan on your next payday.

The second option is a bit longer and offer flexi loans up to six months, which gives you more time to repay the loan.

The third option they have is personal loans over a 12 or 24 month period and these are generally larger type of loans.

Finchoice is a great option for anyone looking for a loan and they not only have a very informative desktop website, but also a very user friendly mobi website that was recently redone, that provides allot of options for smartphone users and thus enhancing the loan experience even more.

For anyone looking at a loan, be sure to consider Finchoice and we urge you to read more about these loans on their website as well as all the terms and conditions, to make sure that you are familiar with their loan options as well as repayment terms and interest rates they offer.

We will be following them closely in the coming months, so be sure to check back soon for more news related to Finchoice as well as new product offerings.

FNB Loans

We have been a great supporter of FNB loans and with all our accounts currently with them; we are going to be looking at their personal loans in closer detail.

Before we jump in with all the facts around their personal loans offering, we need to look at FNB in closer detail. They are currently one of the leading banks in South Africa and they were awarded the most innovative bank in the world a few years back, which is great achievement in the banking industry.

The loans they offer basically vary from R1 000 up to R150 000 and you can get the loans over a period of 60 months or 5 years. The great thing about them is that you can do additional payments into your accounts, to pay off your personal loan earlier and this great added benefit that they have built into the offering.

Since they offer such a wide variety of financing options, our best advice is that you do visit them online or go into your nearest branch to discuss your financing options and what specific product they would recommend you apply for.

Since their loan term vary as well as the amount, the various options they will have will be only beneficial to your current circumstances.

FNB is one of the best banks in South Africa to get a loan from and for anyone looking at loans, be sure to look at them in greater detail.

They have an informative and experience customer service department that will be able to assist you with any questions related to loans, so if you do want to find out more, be sure to give FNB loans a call to find out how you can apply for a loan with them.

Business loans for Women

Today we decided to write this article due to numerous requests from our female readers for more information on where to apply for a business loan for women.

We have been doing allot of research in the loan field specifically aimed at women and we have to say that that we could only find on reliable provider in South Africa, that focussed on women specifically.

The company we are talking about is ABSA and they offer business loans for entrepreneurial women and their fund is called the Absa Women Empowerment Fund.

This is very important step in realising that women play an important role in the business world today and in South Africa, more and more women and starting their own businesses that not only provide income for themselves, but also create real jobs for other people in our country.

They do have a list of requirements that you must adhere to, but read through them in detail to make that you do qualify to be assisted. If you do have any additional questions, you can contact them via their Support Centre on 0860 040 302.

You can also find the application form online and you can download and complete and hand in at your local ABSA branch for evaluation.

This is a very important stepping stone in the process of loans for women, because this fund generally assists women whose loan application has been turned down and providing them with an additional backup to be able to fund their entity in South Africa. We have to salute ABSA in this regard, for standing up for women and assisting them to grow our economy.

Virgin Money

Today we are going to be looking at Virgin Money in closer detail and examining all the various services they offer clients in South Africa. Virgin money is part of the Virgin Group which is owned by Sir Richard Branson and the services they mainly offer in South Africa are Credit cards as well as insurance.

When you decide to sign up for a Credit card with Virgin Money, you can choose between 3 different types of colours. The biggest benefits come in when you start looking into the detail related to the card itself and what fees are involved.

As per their website, they state that there are no annual fees, no monthly fees and no card wiping fees.

Just looking at those featured already tells me that you are in for a great deal and that they are really trying to move away from the general fees structure used by many financial institutions.

Other amazing features includes that they offer free face to face delivery as well as fifty five days interest free. These are really amazing features they offer and you can read more about this on their website.

Another feature they offer is credit card insurance and you can basically insure your card in case it gets lost and all these additional featured is what make Virgin money unique in their service offering in South Africa.

We will continue to follow them closely and keep our loyal subscribers updated on their progress and news related to new products or services that might be launching in South Africa.

Udu Loans

Today we are going to be looking at Udu loans in closer details. Udu loans offers users smart online loans and give users the chance to apply for a loan online of up to R150 000.

The maximum term you can select to pay back the loan is 60 months or 5 years and once selected on the sliders, you can see exactly what your monthly repayment will be. Udu has made it very easy for anyone to apply for a loan and they only need 3 months’ bank statements to complete the application.

Now here you can choose between 3 options for them to receive the statements. You can email them directly, you can upload them or the bank statements can be fetched directly from your bank account. This is a new feature and we urge you to read more about this option on their website.

Udu is part of Direct Axis SA and you can rest assured that a big stable company is behind this website and you can feel assured that you are in good hands. Their website is very user friendly and you can contact them with questions during the process and ask for assistance to complete your loan application.

For anyone looking for a personal loan of R150 000, be sure to look at them in closer detail and simply apply online by visiting their website. Udu is an associate business of the Direct Axis Group.

Udu is surely one of the top companies currently in South Africa offering personal loans and we are excited to see what they will be offering in the months and years to come. As they stated on their website, this platform was made to be very-user friendly and you can apply online in 5 minutes.

What do you need to apply for a loan with Udu?

As Udu states on their website, you only need to provide them with 3 months bank statements. You can either email the statements through, upload them or fetch directly from the bank. You would also need to provide them with your valid ID document as well as proof of address that could be a utility bill, to be in -line with FICA.

So what is a Short Term Loan?

People generally who work receive their salaries at the end or close to the end of every month and sometimes people need additional funds immediately for whatever reason that may be.

This is where a short term loan comes in, because by getting a short term loan you can borrow money now and then you have to repay it generally within 30 days, once you receive your salary, the following month. When you repay the loan, you generally have to repay it with interest and the longer the loan is required for, the more you would pay.

Short term loans have helped many people out of a desperate situation where they needed additional funds and for the best short serm loan, be sure to look at Wonga to assist you with a loan. They provide great service and you can determine when you will repay the loan before you apply online.

There are many payday loan companies out there, but be careful with who you sign up and rather go with a trusted and well known company, like Wonga. Before you apply for a payday loan, be certain that you will be able to repay the loan the following month, because failing to do so, could lead to you being in debt.

We have had quite a few enquiries related to what is the best short term loan company currently in South Africa, so we decided to write this article.

Currently the best loan company in our opinion is Wonga. They offer short term loans up to 31 days and you can sue their sliders to determine how much and for how long you want to borrow the money. Short term loans have become very popular, since people look the idea to get their hands on some funds and then repay it when they are able to.

One thing I must note is that no one should apply for a short term loan if they are not able to repay the loan within the given time period. Make sure that you budget for the expense and have the cash available to repay. The last thing you want is to get a short term loan and then just end up being in debt.

Personal Loans in South Africa

When looking at the stats for people looking at personal loans, you’ll soon realise hat South Africa is within the top list of countries, where this is searched for. South Africa has seen a huge increase in personal loans popularity and with that allot of loan companies have opened up shop in South Africa.

Today we are going to be looking at two in particular and give you our rating for their personal loans service. The first is Loan Finder SA and they have really come to the forefront in the last couple of months and they offer loans up of to R150 000. They will source the best loan option for you, with your details provided and so many people have found loans and repaid them with a smile through Loan Finder SA.

They do charge a fee for this service, so be sure to look at that before applying. In our books, they get top stars for offering a great product and larger loans for people who won’t necessarily get a loan from bank. Be sure to look at them if you require a large personal loan.

The second is Wonga and they on the other hand offer smaller loans of up to R3000 and you repay them within 30 days. We have got loads of reviews on them, so be sure to find read through them and apply online if you require a personal loan. In our book, they get top stars as well for offering a unique product, that so many other sites are trying as well.